Filing for bankruptcy is a big life decision and should be carefully considered. Many turn to family and friends to ask for advice before taking action. Others may feel ashamed or too shy to address their financial problems with those closest to them. Whatever your choice is on consulting others, you shouldn’t have to go through your bankruptcy alone.

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Legal Elite June 2015

Luh & Associates is proud to announce that two of its attorneys were selected as Nevada’s Legal Elite.  Congratulations to Charlie Luh and Adam Trippiedi.

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Generally, the median income is used for the “Means Test” in determining whether you qualify to file under Chapter 7 or Chapter 13.  To qualify for Chapter 7, the debtor’s income must typically be below the median income.

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automatic_stayThe “automatic stay” codified in section 362(a) of the Bankruptcy Code is a statutory injunction that occurs immediately upon filing of a bankruptcy petition.

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The answer to this question is as often as you like.  However, you cannot receive a Chapter 7 discharge if you have obtained a Chapter 7 discharge within the past eight (8) years. You calculate the time period from the date that you filed your last Chapter 7 petition.  The date that you actually received your Chapter 7 discharge has no bearing on the calculation.

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When a court grants you a final Chapter 7 discharge, the vast majority of debts are automatically wiped out.

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The bankruptcy trustee typically looks at all of your economic activities for two years prior to the filing date of your bankruptcy petition.

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The most common question that we receive, is when will I receive my Chapter 7  bankruptcy discharge.

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