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Nevada Bankruptcy – About You

Nevada Bankruptcy – About You

Nevada Bankruptcy - About YouThank you for taking the time to learn about our firm and what we can do for you.  Please keep in mind that bankruptcy is really about you and what bankruptcy can do for you.  Our firm’s number one goal is to help you keep as much property (also called exempt property) and to discharge as many (if not all) of your debts as possible.

In order to properly complete and file your bankruptcy petition, we are going to need to learn a few things about you.  The questions may seem a little intrusive, but they are not intended to embarrass you, but instead are necessary to complete your bankruptcy petition.  Remember the key to bankruptcy is full disclosure.

These are the things we need to learn about you:

A.    Your Income: We will need your paycheck stubs from work (including your spouse’s paycheck stubs even if they are not filing bankruptcy).  We will need six (6) months of paycheck information.  You will also need to provide us information about any other sources of income that you may have (e.g., social security benefits, alimony, child support, rental income, unemployment income, etc.)

B.    Your Household Expenses: We will need for you to tell us about all your monthly expenses; for example, your mortgage/rent, monthly utilities, food bills, etc.)

Based upon your income and expenses, we will finish your evaluation before accepting any legal fees.

Eventually, we will also need the following:

C.    Photo Identification (e.g., Drivers’ license, state-issued identification card) and your Social Security Card(s) (we will make copies of these items)

D.    Bills: We will need information regarding all the bills you would like to discharge.  Remember, the key to bankruptcy is full disclosure.  Additionally, you will not be able to discharge a bill unless you properly list it on your petition.  We would prefer one copy of each credit card, medical and other bills.  Our office will gladly help you obtain a free credit report.

We will also need name, address, account number and approximate balance on your secured lenders (home, car, etc.) even if you plan to keep them.

E.    W2s and tax returns for the last two years.

F.    Credit Counseling Certificate:  Starting in 2005, you are now required to attend a credit counseling class before you file bankruptcy.  You have six (6) months from the time you attend this class to actually file your bankruptcy petition.

G.    Bring with you all your questions, comments, and/or concerns.  Our job is to help explain the bankruptcy process and make your life easier.