First Credit Card Advice from Bankruptcy Attorneys

For all those opening your first line of credit, listen up. As bankruptcy attorneys in Las Vegas, we know what can happen when credit gets out of hand. It is an understatement to say owning a credit card is a massive responsibility.

However, if properly managed, credit can enrich your life. Whether using the card to buy a car or home, strict management over your credit card is key.

Avoid declaring a later bankruptcy—Las Vegas or elsewhere— with these helpful tips for first time credit card users:

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Not many people know that other types of bankruptcy chapters are available.

These lesser known bankruptcy chapters are called Chapter 11 and Chapter 12. How you qualify depends on specific factors, which requires the assistance of a bankruptcy lawyer in Las Vegas.

While our office focuses only on consumer bankruptcy (Chapter 7 and Chapter 13 bankruptcy),  In an effort to keep the Las Vegas community informed on bankruptcy law, we will discuss these bankruptcy chapters in case you ever need them.   

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First Credit Card Advice from Bankruptcy AttorneysBankruptcy does not last forever. While filing for bankruptcy in Las Vegas and meeting a bankruptcy attorney may swamp you in financial stress for the first year, eventually it will be discharged.

Our bankruptcy firm in Las Vegas wants to explain what bankruptcy discharge is, how it occurs and how long it lasts on your credit report.

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First Credit Card Advice from Bankruptcy AttorneysWhen declaring your bankruptcy, you may have made a mistake. You may have realized Chapter 7 is not right for your situation and want Chapter 13 bankruptcy instead. Or, maybe you don’t want the pressure of making payments under Chapter 13 and want to wipe it all out with Chapter 7.

You wonder, is it possible to change which chapter of bankruptcy I filed under? At Luh and Associates Attorneys at Law, our bankruptcy attorneys say yes, you can. Here is how it can happen.

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First Credit Card Advice from Bankruptcy AttorneysFiling for bankruptcy is a multi-step process in clearing your debts. You cannot complete these steps alone. It takes a team of experienced bankruptcy lawyers in Las Vegas and another key player to get your life back on track.

One of these key players is a bankruptcy trustee, one of your biggest allies in getting you a debt-free life.

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It can seem like life is over after filing for bankruptcy in Las Vegas. While you know the threats and stress need to end, you’ve become so used to it. You forgot how to lead a life not consumed by out-of-control finances.

While contacting a bankruptcy attorney and declaring bankruptcy may seem scary, realize the reason why bankruptcy exists is to help and protect you. It is there to get your life and money back on track and to stop the madness.

If you considered filing for bankruptcy in the past and hesitated, you’re not alone. Read this list and see how one of our lawyers in Las Vegas can help you.    

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You decided it is time to get control back into your life. You decided to file for bankruptcy in Las Vegas. The problem is, however, you don’t know a thing about it or where to find a Las Vegas lawyer.

Questions such as will I lose my house and car worry you. Will my credit recover? Can I live a normal life again?

When filing for bankruptcy, it helps to know what you’re getting into. Last week, we discussed Chapter 7 bankruptcy. We touched on what this type of bankruptcy can and cannot do for you, and how some situations require Chapter 13 bankruptcy. Today, we will discuss what Chapter 13 bankruptcy is and how a bankruptcy attorney can help you.

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First Credit Card Advice from Bankruptcy Attorneys

You have finally sat down and considered bankruptcy. It is a serious choice to consider, but the bills are piling up, and the harassing phone calls are more severe. You want control back in your life. We at Luh and Associates Attorneys at Law, our bankruptcy attorneys in Las Vegas can help with the bankruptcy process.

You may have considered Chapter 7 bankruptcy. However, before filing, understand which debts can be discharged and not discharged in Chapter 7 bankruptcy.

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